I/We agree to abide by the trading terms of Ingles & Sons P/L TA as Pandani Select Foods which are settlement of the account by the 14th day from the date of invoice. Interest may be charged at prime rates on any overdue accounts. I/We agree to pay you any collection and legal costs incurred by you in the recovery of this account. Acceptance of payment by credit card will be at the supplier’s discretion. Claims arising from invoices are to be made within 2 working days. I/We acknowledge that certain items of information in this application and credit facility (if approved) may be disclosed to a credit reporting agency. I/We authorize you to obtain consumer and/or commercial information permitted by the Privacy Act from a credit reporting agency and to use such information in order to assess this application for credit. This authority remains in force for the duration of this credit contract if this application is approved. I/We declare to the best of our knowledge that the information given by us for your assessment of our credit worthiness is complete and accurate for all information requested. I/We authorize you to seek and obtain a credit worthiness check from the credit providers indicated in this application or named in my/our credit agency report. Subject to the provisions of the Privacy Act, I/We acknowledge that certain information about my/our credit facility may be exchanged with other credit providers to assist with the management of my/our credit arrangements. I agree that ownership of the goods will not pass to us until full payment of the account is made, but risk will pass on delivery.